{"id":2207,"date":"2020-09-10T17:19:08","date_gmt":"2020-09-10T12:19:08","guid":{"rendered":"https:\/\/sightsinplus.com\/?p=18232"},"modified":"2022-01-06T20:01:03","modified_gmt":"2022-01-06T14:31:03","slug":"epfo-deposit-linked-insurance-benefits-hiked-to-rs-7-lakh","status":"publish","type":"post","link":"https:\/\/www.postaresume.co.in\/blog\/employees-welfare\/epfo-deposit-linked-insurance-benefits-hiked-to-rs-7-lakh","title":{"rendered":"EPFO: Deposit Linked Insurance benefits hiked to Rs 7 lakh"},"content":{"rendered":"
\n
\"EPFO<\/a>
This scheme works in combination with EPF and EPS. There is no exclusion under this scheme and the insurance cover depends on the salary drawn in the last 12 months of the employment before death.<\/figcaption><\/figure>\n<\/div>\n

The Employees\u2019 Provident Fund Organisation (EPFO) on Wednesday increased the maximum assurance benefit to up to Rs. 7 lakh from the existing cover of Rs. 6 lakh\u00a0under the Employees\u2019 Deposit Linked Insurance (EDLI) scheme.
\nEmployees\u2019 Deposit Linked Insurance, EDLI is an insurance cover provided by the Employees\u2019 Provident Fund Organization (EPFO). A nominee or legal heir of an active member of EPFO<\/a> gets a lump sum payment in case of the demise of the member during the service period.
\n[the_ad id=”1630″]
\nIn the 227th Meeting of the Central Board of Trustees (CBT), the board accorded approval for amendment of paragraph 22(3) of Employees\u2019 Deposit Linked Insurance Scheme, 1976 to enhance the maximum assurance benefit to Rs 7 lakhs from the present maximum assurance benefit of Rs 6 lakhs.<\/p>\n

\u201cAll organizations covered under Employees\u2019 Provident Fund (EPF) and Miscellaneous Provisions Act, 1952 get enrolled for EDLI automatically.\u201d<\/strong><\/h3>\n

This scheme works in combination with EPF and EPS. There is no exclusion under this scheme and the insurance cover depends on the salary drawn in the last 12 months of the employment before death.
\nBoth employee, as well as the employer, contribute to all three schemes run by the EPFO. The contribution made by the employer to EDLI is 0.5% (subject to a maximum of Rs 75).
\nThe recent amendment will provide additional succour to families and dependents of members of the Scheme in case of their unfortunate death while in service. CBT was also informed that the actuarial valuation of EDLI Fund has allowed for the continuation of minimum assurance benefit of Rs 2.5 lakhs beyond February 14, 2020, and extension of minimum assurance benefit of Rs 2.5 lakhs to the family of those deceased members who were employed in multiple establishments during the 12 months preceding the month in which they died, as approved by CBT EPF in its 226th meeting.
\nIn view of exceptional circumstances arising out of Covid-19, the agenda regarding interest rate was reviewed by the Central Board and it recommended the same rate at 8.50% to the Central Govt.
\nIt would comprise of 8.15% from debt income and balance 0.35% (capital gain) from the sale of ETFs subject to their redemption by 31st December 2020.
\nIt further recommended accounting such capital gains in the income of the financial year 2019-20 as being an exceptional case. The Central Board was apprised of the various initiatives taken by EPFO for extending nirbadh seamless service to stakeholders during the Covid-19 pandemic.
\nMembers of the Board appreciated these initiatives and gave suggestions to further improve service delivery to all stakeholders.<\/p>\n

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This scheme works in combination with EPF and EPS. There is no exclusion under this scheme and the insurance cover depends on the salary drawn in the last 12 months of the employment before death. The Employees\u2019 Provident Fund Organisation (EPFO) on…Read More »<\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":2208,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[560,561,562,340,527,563,564,538,565,539,681,756,566,567,568,569,570,1258,1259,441,373,1149,904,446,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,585,449,707,490,529,212,1152,905,586,587,588,909,683,519,389,545,589,125,126,127,128,129,130,131,590,591,592,456,593,594,708,302,595,596,597,598,599,134,135,136,137,138,139,600,409,601,602,603,396,604,745,686,605,606,607,608,609,610,611,612,613,143,17,746,747,757,758,759,748,144,145,146,147,148,149,150,151,152,153],"class_list":["post-2207","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-employees-welfare","tag-best-executive-search-firms-in-ahmedabad","tag-best-executive-search-firms-in-gujarat","tag-best-executive-search-firms-in-india","tag-best-hr-consultancy-in-ahmedabad","tag-best-job-consultancy-in-ahmedabad","tag-best-job-consultancy-in-gujarat","tag-best-job-consultancy-in-india","tag-best-job-sites","tag-best-job-sites-in-ahmedabad","tag-best-job-sites-in-india","tag-best-job-sites-in-india-for-experienced-candidates","tag-best-recruitment-consultancy-in-ahmedabad","tag-best-resume-writing-services-in-ahmedabad","tag-best-resume-writing-services-in-gujarat","tag-best-resume-writing-services-in-india","tag-career-counselling-in-ahmedabad","tag-career-counselling-in-gujarat","tag-edli","tag-employees-deposit-linked-insurance","tag-engineering-job-consultancy-in-ahmedabad","tag-engineering-placement-consultants-in-ahmedabad","tag-epfo","tag-executive-search-firms","tag-foreign-job-consultancy-in-ahmedabad","tag-get-settled-in-america","tag-get-settled-in-australia-get-visa-in-chile","tag-get-settled-in-canada","tag-get-settled-in-chile","tag-get-settled-in-new-zealand","tag-get-settled-in-north-america","tag-get-settled-in-south-america","tag-get-settled-in-urugua","tag-get-settled-in-usa-get-settled-in-us","tag-get-visa-in-america","tag-get-visa-in-australia","tag-get-visa-in-new-zealand","tag-get-visa-in-north-america-get-visa-in-canadan","tag-get-visa-in-south-america","tag-get-visa-in-uk-get-visa-in-england","tag-get-visa-in-uruguay","tag-get-visa-in-us","tag-get-visa-in-usa","tag-global-retained-executive-search-firm","tag-job-consultancy-in-ahmedabad-for-pharma","tag-job-placement-agency-in-ahmedabad","tag-job-placement-consultants-in-ahmedabad-list","tag-job-placement-in-ahmedabad","tag-jobs-in-ahmedabad","tag-labour-law","tag-list-of-executive-search-firms","tag-list-of-job-consultancy-in-gujarat","tag-list-of-job-consultancy-in-india","tag-national-executive-recruiting-firms","tag-news","tag-overseas-job-consultants-for-civil-engineers-africa-jobs-consultants-in-india","tag-overseas-job-consultants-for-mechanical-engineers","tag-overseas-job-consultants-in-ahmedabad","tag-overseas-job-consultants-in-gujarat","tag-overseas-job-consultants-in-india","tag-overseas-opportunity-in-australia","tag-overseas-opportunity-in-canada","tag-overseas-opportunity-in-chile","tag-overseas-opportunity-in-new-zealand","tag-overseas-opportunity-in-north-america-overseas-opportunity-in-chile-overseas-opportunity-in-usa-post-a-resume","tag-overseas-opportunity-in-south-america","tag-overseas-opportunity-in-uruguay","tag-placement-agency-in-ahmedabad","tag-placement-agency-in-gujarat","tag-placement-agency-in-india","tag-placement-consultancy-in-ahmedabad","tag-placement-consultancy-in-gujarat","tag-placement-consultancy-in-india","tag-placement-consultant-in-ahmedabad","tag-placement-consultants-in-ahmedabad","tag-placement-consultants-in-gujarat","tag-placement-consultants-in-india","tag-placement-firm-in-ahmedabad","tag-placement-firm-in-gujarat","tag-placement-firm-in-india-list-of-job-consultancy-in-ahmedabad","tag-pr-opportunity-in-america","tag-pr-opportunity-in-chile","tag-pr-opportunity-in-south-america","tag-pr-opportunity-in-uruguay","tag-pr-opportunity-in-us-pr-opportunity-in-north-america","tag-pr-opportunity-in-usa-pr-opportunity-in-uk","tag-recruitment-consultants-in-africa","tag-recruitment-consultants-in-ahmedabad","tag-recruitment-consultants-in-gujarat","tag-recruitment-consultants-in-india","tag-recruitment-consultants-in-tanzania","tag-resume-writing-services-in-ahmedabad","tag-resume-writing-services-in-gujarat","tag-settle-in-south-america","tag-top-10-job-sites-in-india-for-experienced-job-seekers","tag-top-100-executive-search-firms","tag-top-5-executive-search-firms","tag-top-national-executive-search-firms","tag-top-rated-resume-writing-services-in-ahmedabad","tag-top-rated-resume-writing-services-in-gujarat","tag-top-rated-resume-writing-services-in-india","tag-vacancy-search-in-ahmedabad","tag-vacancy-search-in-gujarat","tag-vacancy-search-in-india","tag-vipul-m-mali","tag-vipul-mali","tag-visa-service-for-america","tag-visa-services-for-chile","tag-why-re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Deposit Linked Insurance benefits hiked to Rs 7 lakh | POST A RESUME HR Consultancy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.postaresume.co.in\/blog\/employees-welfare\/epfo-deposit-linked-insurance-benefits-hiked-to-rs-7-lakh\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EPFO: Deposit Linked Insurance benefits hiked to Rs 7 lakh | POST A RESUME HR Consultancy\" \/>\n<meta property=\"og:description\" content=\"This scheme works in combination with EPF and EPS. 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